Investment Due Diligence

Initial Investment Research and Selection, and Ongoing Investment Monitoring

Retirement Plan Solutions is independent from any and all investment companies. Our revenue neutral business model helps to ensure that the revenue we receive remains unchanged regardless of the investments selected, and therefore ideally positions us to provide quality, independent investment research and monitoring services.

Our multi-faceted investment research and monitoring capabilities include the ability to integrate leading industry investment research tools, including Morningstar and others, with proprietary investment research process and system based upon a weighted scoring of twelve qualitative and quantitative directly relevant criteria.

The strategy we consistently implement on a quarterly basis throughout the tenure of our relationship with our clients is intended to meet the Prudent Expert standard for this key fiduciary responsibility, help comply with the Department of Labor guidelines, and seek to minimize exposure to fiduciary liability.

Investment Policy Statement

Plan Sponsors are required to have Investment Policy Statements, and it is a standard audit item in most Department of Labor audits.

Retirement Plan Solutions will work with the retirement plan committee to develop and maintain the plan's investment strategy, then memorialize this process in a written Investment Policy Statement. This investment policy statement is used as a guide to evaluate your current investment offerings, measuring them against applicable indices, your existing provider's complete menu and the broader universe of investment options.

The development and consistent implementation of the processes described in this document are also intended to comply with DOL guidelines, and try to minimize exposure to fiduciary liability.